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Vehicle Insurance or Auto Insurance in Victoria BC

Car and Automobile Insurance Victoris BC

Our friendly and knowledgeable staff is ready to serve you and provide professional advice on all of your auto insurance needs 6 days a week.  (show office hours).

 

ICBC, the sole provider of Basic Autoplan insurance in BC is a crown corporation and also offers Optional extended coverages for all BC motorists.  All vehicle owners in BC must have Basic Autoplan through ICBC which provides you with the minimum $200,000 Third Party Liability and $150,000 Accident Benefits.

 

Top up your Basic Autoplan with:

 

            -           Up to $5,000,000 in Extended Third-Party Liability (we recommend a minimum  of $3,000,000)

            -           Up to $2,000,000 in Excess Underinsured Motorist Protection

 

A few other options available for your vehicle insurance are:

 

-                      Collision – to repair your vehicle, even if the accident was your fault

-                      Comprehensive – to cover your vehicle against occurrences such as impact with an animal, windshield, fire, lightning, theft, vandalism, 
                       windstorm, earthquake, hail, falling or flying objects

-                      RoadStar or RoadSide Plus Packages – provides additional protection.  For example:  Loss of Use, Travel Protection, Rental Vehicle

-                      Replacement Cost – for newer vehicles

 

You may also purchase your Optional coverage through a Private Insurance Company. 

 

            Every customer’s needs and circumstances are different.  Here are some considerations:

 

-                      Premiums do vary between insurers

-                      Deductible options vary between insurers

-                      All drivers records, age, and type of vehicle are factors that insurers value differently and affect your premium

-                      Some insurers include additional coverages such as Emergency Roadside Assistance.  Limits may vary from $100 per

                        occurrence to $250 per occurrence

-                      Some insurers offer the following benefits following a claim:

§  Quality assurance of repairs

§  A lifetime repair warranty, for as long as you own the vehicle after utilizing one of their accredited facilities

§  First Accident Forgiveness (There is no penalty for the first at-fault accident)

 

 

These are just a few of the considerations to think about.

Call us today before you renew your auto insurance, to ensure you are getting the right coverage at the best price. Why pay more!

 

 

 

 
VICTORIA OFFICE

Hours of Operation

Monday - Friday
8:00am - 5:30pm

Saturday
10:00am - 4:00pm

Sunday & Holidays
Closed


VANCOUVER OFFICE

Hours of Operation

Monday - Friday
8:00am - 5:30pm

Saturday
Closed

Sunday & Holidays
Closed